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Why Choose Residential Savings Mortgage?
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Competitive Rates and Personalized Service
Secure market-leading rates tailored to YOUR financial goals.
Expertise and Time-Saving Streamlined Process
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Proudly serving Coral Springs homeowners for over 15 years.

Specializing in Coral Springs Loans
The Residential Savings Mortgage Team is your premier mortgage team located in Coral Springs, Florida. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Coral Springs area.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
Our numbers speak for themselves
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Mortgages Made Simple
Residential Savings Mortgage is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
We understand the frustrations of finding a mortgage.
We've designed our services to make it smoother and more transparent.
Efficiency
We realize your time is extremely valuable so we'll get to work quickly on your behalf to find the best options.
Clarity
We know getting a mortgage can be challenging. We will educate you through every step of the process.
Value
We help you find the right mortgage, striving to save you the most money and secure the best rate possible.
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Tahir is THE MAN! He has opened many doors of opportunity for my husband, Sal and I over the years. We had two homes with mortgages that were under contract,... read more and a traditional bank would not qualify us for a mortgage on our dream home based on the forthcoming proceeds of the other two. Tahir came through. We needed to purchase an office building for our growing business. A traditional bank would not qualify us for any kind of loan based on our income to debt ratio. We knew the ROI would quickly be there if we could just get the office and start making more money. Tahir was able to pull equity out of our other properties to make it happen. I could write a novel of examples, but I do not want to make this about me. This review is about Tahir and our gratitude for giving us a few golden keys. We would not have been able to make moves without him. Residential Mortgage will help you realize your dreams.
Tiffany Caramico
I have known Darren Scott for over 10 years, and have used his company, Residential Savings Mortgage, three times for purchases and refinances. Every transaction was perfect, on-time, with very... read more little stress. Darren is competent, professional, replies thoroughly to all emails, AND always answers his cell phones. I am confident in referring family and friends, and all have provided feedback stating they are thankful for allowing Darren to assist with their mortgage needs. I will use Darren for all my future mortgages, as he has proven he cares, and always exceeds my expectations.
Doug Smith
I had the pleasure of working with Michael Carmell, he was a referral from a friend. I had a very easy transition with all the necessary documents. I actually referred... read more Mike to my son, and he is also closing tomorrow.
Mary Person
Mike was referred to us by a friend and I am very happy we used him. He made the whole process smooth and was quick to answer our questions.
Joe McAvoy
Mike and the RSM team were great! They made my process simple and got me an amazing rate. If you’re looking for professional knowledgeable people, you’ve found them. Easy to... read more recommend!! Thanks again!!
Ron Djerassi
Michael was extremely responsive and supportive throughout the home buying process. First class service all around! I would highly recommend Mike and Residential Savings Mortgage!
Craig Morris
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Very efficient, know the content, and great service. I highly recommend Michael. He was able to walk us through the entire process with ease.
Jake Shilts
Words cannot describe our gratitude for the service that Mike Carmell and Residential Savings provided to us when refinancing our home. I highly recommend them to anyone who is buying... read more a new home or refinancing a current one!! Mike was always very responsive (it did not matter what day of the week it was or what time of day) and always able to provide the answers to our questions. We had a somewhat unique situation that could have made getting our loan closed difficult but he continued to work with us and do what was needed to get to closing. Thanks, Mike! We appreciate all your assistance!
Deborah Friedman
I am SO glad we decided to go with them for our first home mortgage. Michael Carmell really made this entire experience super painless. After we got our initial quote,... read more he ended up finding a way to reduce the interest rate even LOWER then the original quote. He’s super awesome!!
Melissa Wasa
Tahir and Shakira were extremely helpful the entire time. As a first time home buyer, I was not very knowledgeable about the process so I felt very fortunate to have... read more these two to call on. They were very responsive and willing to help me understand every detail as we went along. My family and I are very happy in our new home! I HIGHLY RECOMMEND RESIDENTIAL SAVINGS!
Brandon Defoe
Andrew & Shakira were great and very professional. Always available to answer all my questions throughout the process. My situation was complicated and they were able to get it done..... read more Many thanks !
Mark Chadwick
I worked with Residential Savings Mortgage for the purchase of our home and again for my refinance . I can honestly say that Michael Carmell and the staff there made... read more my process fast, easy and pleasant . They are very helpful and informative through it all. After my first experience with them, I didn't think twice. I called Michael as soon as I was thinking about refinancing my home because I knew I could trust them and that I would be in good hands. I highly recommend Residential Savings Mortgage. They truly deliver what they promise and guide you step by step until the very end .
Miriam Hernandez
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Andrew McAvenia went above and beyond to answer all our questions, return our calls quickly and held our hand thru the process to closing. Followed up after to make... read more sure all was as we had spoken. He is an asset to Residential Savings Mortgage and we would recommend him and the company, who also offered us a good rate and rebate, to everyone. Customer service is hard to find, look no further then here at Residential Savings Mortgage with Andrew McAvenia.
Lourdes G. Zenoz
I used Residential Savings Mortgage for the refinance of my home. I was fortunate to work with Bud Holland and the staff there and I felt comfortable and was... read more kept informed about each step of the process. Any questions I asked were answered and the refinance itself went smoothly and quickly. Since then I have recommended friends and family to Bud and he has helped them all to a high degree of satisfaction. It was certainly a pleasure doing business with Residential Savings Mortgage.
David Miranda
I refinanced my condo with Residential Savings Mortgage a couple of month ago. The process went smooth and Bud Holland get me a great deal!!! He was very professional and... read more worked very hard on my case (answering sometimes my e-mails and questions at 10pm) making the entire process as painless and efficient as possible. Bud, you’re the best! Thank you and all the team to make this possible. I would highly recommend RSM and Bud Holland to anyone!
Vladimir Mihalkov
I started working with Bud Holland back in March of 2016 when my wife and I decided to purchase a second home in Bradenton, FL. I contacted lending tree... read more online and received a call from Bud within minutes. He had a great personality and I knew he would work out. We started the process of receiving an approval letter from the lender prior to finalizing our selection of a home. We made several trips to the Sarasota and Bradenton area and finally found a builder that we both liked to build our new house. I informed Bud and he advised me to keep him informed of how the progress on the house was going. Throughout the year Bud and I would talk and he provided valuable contact information for insurance and a Title Company. A month before the closing Bud ensured that we had all the correct documentation in place to have a seamless closing. We also worked with Shakira Ostheimer on sending and reviewing the final documentation for the closing and just like Bud she was very professional and ensured we had no surprises. We have purchased three homes and the experience Bud provided was by far the best we have ever dealt with in purchasing a house. There were no last minute requests for documents that always seem to happen right before the closing and Bud was very professional throughout the process. We can only provide complements for a great job in processing our loan and we would highly recommend your company to others seeking a mortgage. Very Happy Home Owners!!
Paul Vags
I would like thank the team in residential savings mortgage, especially Bud. My fiance and I just finished purchasing a home and the process was smooth, easy, and most importantly... read more quick. Thank you guys!!!
Raw Shaq
I started to get a mortgage to buy my home Georgia in 2016, and got a recommendation from friend to Bud Holland. Wow he was beyond my expectation, knowledge,... read more fast response, and friendly personality. it was a just great experience! Bud Holland was the best!!!
HJ “JohnS01” Shinn
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Tahir Khan and Lisa are a great team you can trust.They keep their word and make sure everything will go smoothly.Had a excellent experience with them when I moved in... read more to FL from out of state.Much recommended.
S Joe
Recently we decided to refinance our house. After talking with few brokers and getting some offers, I decided to go with Andrew, and I’m glad I did. Andrew was very... read more patience and very knowledgeable, and explained to me every step of the process. He handled the process quickly and was very organized. He was available every time I had a question to ask, and most important of all, he was very honest. The numbers he provided me was exactly what I ended up getting, and the timeline for execution was spot on. I was not in a rush to get the money, but the entire process took less than a month, with zero issues. I will definitely recommend Andrew to others. Thanks Andrew.
Meir Schwartz
I don't usually write to post on the web, but the assistance that I received from Bud Holland deserved to be known by others who are seeking a mortgage and... read more navigating complex situations. Bud's patience and ability to navigate the required and necessary mortgage rules to get me to close on a mortgage earlier this month was nothing short of a miracle. His ability to take a setback in the process and relate it to a successful story is only because he has many years of experience, never gives up on a client, and looks at the glass as half-full. During the process he kept me in the know at every step, he provided me options based on my situation so i could make the right decision. Bud Thank You for meaning it when you said you were available until 10PM! and I will be sure to let all of my family and friends know how you helped me get my mortgage! DMD, Washington, DC
JoDi Dee
We had such a great experience with this place. We did a refi on our home and they made the process seem effortless. I would definitely recommend Residential Savings Mortgage... read more to any and everyone. Everyone we encountered was amazing and helpful. A HUGE thank you goes to Andrew and Shakira for being awesome and just making our refi a wonderful experience!
Kawaii Bear
What a great mortgage experience. I have bought and sold homes and refinanced before, but never with such efficiency. Online signing, attention to detail and no drama fully describes this... read more wonderful experience. Thanks to Andrew McAvenia and his team for making this a truly painless experience!
Karina Prado
I started to get a mortgage to buy my home Georgia in 2016, and got a recommendation from friend to Bud Holland. Wow he was beyond my expectation, knowledge,... read more fast response, and friendly personality. it was a just great experience! Bud Holland was the best!!!
HJ “JohnS01” Shinn
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